NCIF NFP INC

NCIF NFP, INC. SHALLFUNCTION AS A "SUPPORTING ORGANIZATION," WITHIN THE MEANING OF SECTION509(A)(3) OF THE CODE, OF THE NATIONAL COMMUNITY INVESTMENT FUND(NCIF), A TRUST FORMED UNDER THE LAWS OF ILLINOIS PURSUANT TO A TRUSTINSTRUMENT DATED SEPTEMBER 19, 1995. THE CORPORATION SHALL CARRY OUTTHE CHARITABLE ACTIVITIES (AS DEFINED IN SECTION 170(C)(2) OF THE CODE)IN SUPPORT OF NCIF, INCLUDING THE FOLLOWING: (I) ISSUE DEBT, SOLICITAND RECEIVE CHARITABLE CONTRIBUTIONS AND PHILANTHROPIC GRANTS, AND USETHE FUNDS RAISED TO MAKE LOANS OR GRANTS TO NCIF TO SUPPORT THECHARITABLE ACTIVITIES OF NCIF, (II) OPERATE A LOAN LOSS RESERVE PROGRAMBY WHICH NCIF (AND ITS 100% OWNED SUBSIDIARIES) MAY TRANSFER TO THECORPORATION THE RISK OF LOSS ON THE LOANS THAT NCIF OR ITS 100% OWNEDSUBSIDIARIES MAKES AS PART OF ITS CHARITABLE ACTIVITIES, (III) OTHERACTIVITIES TO SUPPORT THE CHARITABLE ACTIVITIES OF NCIF.