MICROLUMBIA INC

THE PURPOSES OF THE FOUNDATION IS TO PROVIDE LOW-INTEREST OR NO-INTEREST LOANS AND TECHNICAL ASSISTANCE TO MICROFINANCE ORGANIZATIONS AND OTHER SMALL ENTERPRISES AND/OR TO PROVIDE LOW-INTEREST OR NO-INTEREST "MICRO-LOANS" TO NEEDY INDIVIDUALS AND THEIR SMALL BUSINESSES, IN THE STATE OF NEW YORK, IN THE UNITED STATES, AND ABROAD.